Fixed Deposit & bonds

ITEM

8% SAVINGS BONDS 2003

(1) Category of Investor

Individual / HUF / University / Charitable Institution

(2) Limit of Investment

Minimum Rs.1000/- and in multiples of Rs.1000/-

(3) Forms of Bonds

Bond Ledger Account

(4) Option

Non-cumulative / Cumulative

(5) Interest

In case of non-cumulative option, interest is payable on half yearly basis. In case of Cumulative option, interest is payable at the time of maturity.

(6) Tax benefits

Income from the bonds is taxable Wealth tax is exempted

(7) Maturity period

After 6 years

(8) Transferability

NOT TRANSFERABLE

(9) Cheque in favour of

ICICI Bank Govt. of India 8% Savings Bond 2003

ITEM

ICICI Home Finance fixed Deposits

(1) Category of Investor

Individual / HUF / Partnership / Companies / Trusts / Minor(s) through a guardian / Proprietary Concerns

(2) Limit of Investment

Individuals : Rs.50000/-, Non Individuals : Rs.100000/-
(Additional Investment in Multiples of Rs.1000/- Only)

(3) Option

Quarterly Income Plan / Cumulative

(4) Interest

Interest payment dates are March 31, June 30, September, 30 & December 31 every year

(5) Tax benefits

Income from the FDs is taxable

(6) Withdrawal

After 3 months but before 6 months – No Interest
After 6 months but before 36 months – 3% less

(7) Cheque in favour of

“ICICI Home Fin – FD A/c”